Here are answers to some commonly asked questions about buying a home in Hillcrest Estates. Every home buying situation is different. So if you have any questions, please contact us.
What is the Lot Rent?
Lot rent is currently $350 and it includes trash service and water. Sewer, electric, gas are separate.
How Do You Move Here?
First step is to submit an application. Once an application is received, we process it. We look at credit, income, background history of our applicants. It always helps to provide additional information such as what you are looking for (2, 3, 4 bedroom), any special situations, moving timeframe, etc.
How Do You Apply?
You can apply online right here on the webpage. Click on the 'Apply' button.
Do you Allow Pets?
Yes, we allow two pets under 80lbs each. We do not allow vicious breeds for safety of everyone. We have a dog park for our residents.
Do You Allow Carports or Garages?
Carports are allowed as long as get community approval for design and installation. Garages are evaluated on case-by-case basis.
Can I park my commercial truck in the community?
We do not allow commercial vehicles to be parked overnight in the community.
Can I Buy a New Home to Move it Out?
We are only selling homes to future residents of the community.
Do You Rent Homes?
We do not do rentals. We believe homeownership engenders sense of community and pride. Thus we only sell homes. We do provide rent-to-own option and in-house financing for some homes.
Do You Have 4 or 5 Bedroom Homes?
We have both singlewide and doublewide 4 bedroom homes. We can custom order double wide homes that can have as many as 5 bedrooms.
Can I Customize Homes?
Yes, you can customize siding, cabinets, appliances, layouts and more.
How Long Does a New Home Order Take?
From the time you order a home, it may take 3 to 6 months to get your home. We generally recommend taking a look at homes that are already in the community or in order.
What Kind of Down Payment Do I need to Buy a Home?
Lenders typlically require 10% to 15% down payment. With good income and credit, you may have to put as little as 5%.
My Credit is Not Great. Can I still qualify?
We work with a lender that does not have a minimum credit score. They require at least 15% down and you need to have a decent income.
Can I Use My Retirement Fund for Down Payment?
Yes, you can withdraw from both 401k and IRA to use as down payment for your home. Talk to your accountant.
Can My Parents Gift the Down Payment?
Yes, we will need a statement from the gift giver.
Can I Bring In a Mobile Home that I Own?
Our management will have to review the home.
If I Decide to Move Out, Can I Sell My Home?
Yes, we can also help you sell the home.