Frequently Asked Questions

Here are answers to some commonly asked questions about buying a home in Hillcrest Estates. Every home buying situation is different. So if you have any questions, please contact us. 

Community

What is the Lot Rent?

Lot rent is currently $340 and it includes trash service and water. Sewer, electric, gas are separate.

Do you Allow Pets?

Yes, we allow two pets under 40lbs each. We do not allow vicious breeds.

Do You Allow Carports or Garages?

Carports are allowed as long as get community approval for design and installation. Garages are evaluated on case-by-case basis. 

Can I park my commercial truck in the community?

We do not allow commercial vehicles to be parked overnight in the community. 

Homes

Can I Buy a New Home to Move it Out?

We are only selling homes to future residents of the community. 

Do You Rent Homes?

We do not do rentals. We believe homeownership engenders sense of community and pride. Thus we only sell homes.

Do You Have 4 or 5 Bedroom Homes?

We have both singlewide and doublewide 4 bedroom homes. We can custom order double wide homes that can have as many as 5 bedrooms.

Can I Customize Homes?

Yes, you can customize siding, cabinets, appliances, layouts and more. 

How Long Does a New Home Order Take?

From the time you order a home, it may take 4 to 8 months to get your home. We generally recommend taking a look at homes that are already in the community or in order.

Financing

What Kind of Down Payment Do I need to Buy a Home?

Lenders typlically require 10% to 15% down payment. With good income and credit, you may have to put as little as 5%.

My Credit is Not Great. Can I still qualify?

We work with a lender that does not have a minimum credit score. They require at least 15% down and you need to have a decent income. 

Can I Use My Retirement Fund for Down Payment?

Yes, you can withdraw from both 401k and IRA to use as down payment for your home. Talk to your accountant.

Can My Parents Gift the Down Payment?

Yes, we will need a statement from the gift giver. 

Other

Can I Bring In a Mobile Home that I Own?

Our management will have to review the home. 

If I Decide to Move Out, Can I Sell My Home?

Yes, we can also help you sell the home.